Instant payout
A fee-paid, on-demand transfer that sends eligible available balance to a supported debit card without waiting for the normal payout day.
See it
What it is
An instant payout moves eligible available balance to a supported debit card or other fast destination on demand, usually for an extra fee. It shortens the transfer leg after funds become available; it does not make an unsettled customer payment instantly spendable.
Offer it when sellers or contractors value immediate access more than the payout fee. Show the eligible amount, fee, destination, expected arrival, and final net amount before confirmation, while keeping the normal payout schedule as the lower-cost default.
Gotcha: eligibility, limits, destinations, and arrival times vary by provider and region. A payout can also fail or be reversed after it is requested. Treat provider webhooks as status updates, prevent duplicate requests, and never promise that every balance can leave instantly.
Ask AI for it
Add Stripe Connect Instant Payouts beside the standard payout schedule. Fetch the connected account's eligible balance, supported debit-card destination, limits, and fee; show the fee and net deposit before the seller confirms. Create the Stripe Payout server-side with method 'instant' and an idempotency key, store pending, paid, failed, and reversed states, update them from signed payout webhooks, and disable duplicate requests while one is unresolved.